SWIFT Transfers:
Foreign Trade Payment Agent
SWIFT and SEPA transfers for settlements with international counterparties.
As a payment agent, we ensure secure and efficient payments, precise execution of instructions, and full control at every stage of the transaction for your business.
What is GzPay
Comprehensive foreign trade solutions: payment of import and export contracts and invoices, as well as payments for carriers’ and logistics providers’ services worldwide.
Payment of invoices for goods and services abroad
- Consultations on alternative payment methods
- Assistance with fund transfers without long payment chains
- Operations across dozens of countries worldwide
- Reduced commission costs
- Ensuring high liquidity
Payment for vehicles, special equipment, and spare parts abroad
- Fast invoice payments
- No intermediaries for overseas purchases
- Operations across dozens of countries worldwide
- Established operations with local currencies
International real estate payments
- Assistance with real estate payments worldwide
- Comprehensive organization of international transfers
- Payment solutions without the involvement of foreign banks
Payment of invoices for goods and services abroad
- Consultations on alternative payment methods
- Assistance with fund transfers without long payment chains
- Operations across dozens of countries worldwide
- Reduced commission costs
- Ensuring high liquidity
We collaborate with international partners
Payment of invoices for goods and services abroad
- Consultations on alternative payment methods
- Assistance with fund transfers without long payment chains
- Operations across dozens of countries worldwide
-
Reduced commission costs
Ensuring high liquidity
Private individuals
- Freelancers
- Real estate agents
- Car buyers
- Investors
- Sellers
Currency payments
- Low commission starting at 0.5%
- Minimum transfer amount: $1,000
Take advantage of GzPay today
No hidden fees
Transparent and honest pricing — all terms are agreed upfront, so you always know the final cost
Your personal manager
Understands every detail and ensures fast, hassle-free solutions
Deals of Any Complexity
Solutions for even the most challenging or high-risk transactions
Flexible & Profitable Terms
Transparent, personalized, and designed to maximize your benefits
Guidance Every Step of the Way
From consultation and preparation to signing and completing your deal
How to make a payment
Step 1
Request
Provide the payment details — purpose, amount, and any other terms
Step 2
Logistics
We plan your deal and provide all transfer details.Payments in foreign currency via SEPA or SWIFT
Step 3
Payment
We process your payment quickly and reliably. 98% completed within 1–3 days
Step 4
Documents
Receive a payment order or completion certificate as proof of your transaction
Get guides on the latest cross-border transfer methods in 2025
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What is a SWIFT transfer?
A SWIFT transfer is an international money transfer made through the interbank messaging system known as SWIFT. For companies engaged in foreign economic activity, it is the primary channel for paying contracts in foreign currencies such as USD or EUR. However, due to current restrictions, direct interaction with banks has become difficult for many legal entities. This is where our service comes in. We act as an official payment agent: you transfer rubles to our account, and we, in full accordance with your contract and payment order, execute the SWIFT transfer to your non-resident partner. It’s a transparent and secure operation fully compliant with legal requirements.
What closing documents do you provide?
We provide a full set of documents required for accounting and tax reporting. After the payment is executed, you receive:
• A service completion certificate with a detailed description of the transaction.
• An invoice for proper VAT accounting.
• A statement confirming the transfer of funds to the recipient.
• All necessary accompanying documents for deal identification.
What are the transaction timeframes?
The processing time for international transfers and payments depends on the chosen bank, currency, and type of operation. For SWIFT transfers, the standard execution time is between 1 and 5 business days. When entering into a contract with a foreign counterparty, it’s important to consider differences in banking days between countries and possible delays in the SWIFT system.
How is the tax agent determined and who is responsible for paying VAT?
A tax agent for VAT purposes is the entity that makes the payment or acts as a sub-agent in settlements under a contract with a foreign service provider. Under Russian tax law, if the foreign counterparty is not registered with the Russian tax authorities, the responsibility for withholding and paying VAT lies with the Russian buyer — either a legal entity or an individual making the international payment.
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